AMP Foundation Grant terms & conditions 

Thank you for your interest in applying for a grant (Tomorrow Makers SPARK Grant) from the AMP Foundation Tomorrow Makers SPARK program (Tomorrow Makers SPARK).

There are a few things you need to know before you submit your application, and this document sets out the terms and conditions which apply to each Tomorrow Makers SPARK Grant application (Application).

By submitting an Application, you agree to be bound by the following terms and conditions (Tomorrow Makers SPARK Grant Terms and Conditions).

 

1. AMP Foundation Tomorrow Makers SPARK Grants  

1.1 The AMP Foundation has established the Tomorrow Makers SPARK Program to support new Social Enterprise ideas to develop a business model.

 

1.2 The AMP Foundation will provide up to 12 Tomorrow Makers SPARK Grants for successful individuals or teams of up to two people.

 

1.3 The Tomorrow Makers SPARK Grants are up to a total of $20,000 for applicants who:

(a) meet the relevant Social Enterprise and eligibility criteria outlined in these Tomorrow Makers SPARK Grant Terms and Conditions; and

(b) are judged to be successful applicants by the selection panel. (SPARK Tomorrow Makers)  

 

1.4 The Tomorrow Makers SPARK Grant will be comprised of phased funding of up to $20,000 to be used for a diverse set of purposes, such as:

(a) supporting time off from any paid employment in order to participate in the Tomorrow Makers SPARK Program;

(b) pursuing academic or research endeavours to support the Social Enterprise;  

(c) purchasing equipment or tools relevant to your project or purpose; or  

(d) other purposes that help the SPARK Tomorrow Maker through the Tomorrow Makers SPARK Program or to develop the Social Enterprise whilst they participate.

 

1.5 SPARK Tomorrow Makers will be required to meet key milestones to unlock the phased funding over a 6-month period as follows:

(a) A portion of the Tomorrow Makers SPARK Grant will be paid upon successfully reaching the following key milestones;

(i) 25% ($5,000) of the Tomorrow Makers SPARK Grant funding in Week 1 upon commencement of the Tomorrow Makers SPARK Program;

(ii) 25% ($5,000) of the Tomorrow Makers SPARK Grant funding on submission of a business model due in Week 10 of the Tomorrow Makers SPARK Program;

(iii) 25% ($5,000) of the Tomorrow Makers SPARK Grant funding in November 2026 on completion of attending 90% of workshops during the program, attendance at the two-day immersive in July, delivery of a practice pitch in Week 17 and 1:1 pitch coaching session; and

(iv) 25% ($5,000) of the Tomorrow Makers SPARK Grant funding in November 2026 after attending the immersive on 27 October 2026, pitching at Tomorrow Makers SPARK showcase (Tomorrow Makers SPARK Showcase) on 28 October 2026 and on completion of the final feedback survey.

 

1.6 SPARK Tomorrow Makers must also participate in the weekly SPARK Tomorrow Makers sessions delivered by Impact Boom which will involve:

(a) Weekly online group workshops led by experienced facilitators;  

(b) Access to Business For Good Network;  

(c) Online learning modules;  

(d) A two-day immersive session from Monday 6 July (evening) – Wednesday 8 July 2026 (in Beechworth Victoria); and

(e) A one day immersive on 27 October 2026 and Tomorrow Makers SPARK Showcase to celebrate the 2026 Tomorrow Makers on 28 October 2026.

 

1.7 SPARK Tomorrow Makers will be publicly announced in June 2026 (exact date to be confirmed) and information about the recipients of each Tomorrow Makers SPARK Grant will be posted on the AMP Foundation website.

 

2. Eligibility 

2.1 Tomorrow Makers SPARK Grants will be awarded to individuals or a team (of up to two people) who have, in the opinion of the selection panel, best demonstrated within their Application and interview:

(a) How their new social enterprise idea will deliver positive social impact in their community;

(b) Where the idea came from;

(c) What impact they want to make; and

(d) How impact will be measured.

 

2.2 An Application must:  

(a) Meet the AMP Foundation Tomorrow Makers Program definition of a Social Enterprise which must be focused on one of the four drivers for Economic Empowerment at the community level (see clause 8.1(d));

(b) Include a short video about the Applicant's social enterprise; and

(c) Confirm the Applicant can commence and participate fully in the Tomorrow Makers SPARK Program from June 2026 including the two day immersive and Tomorrow Makers SPARK Showcase.

 

2.3 To be eligible for a Tomorrow Makers SPARK Grant, each Applicant must as at the date of submission of their Application be:

(a) Living in Australia; and  

(b) An Australian or New Zealand citizen or permanent resident of Australia.  

 

2.4 You are not eligible to apply for a Tomorrow Makers SPARK Grant if you have lived outside of Australia for two or more years immediately prior to the Closing Date or are intending to move overseas within the next 24 months.

 

2.5 AMP employees and contractors are eligible to apply for a Tomorrow Makers SPARK Grant.  

 

2.6 If you are under 18 years of age, you are able to submit an Application, but you must have the consent of a parent or legal guardian. Your parent or legal guardian must read and have discussed the Tomorrow Makers SPARK Grant Terms and Conditions with you and consent by your parent or legal guardian must be provided in writing in your Application.

 

2.7 Applicants in the final stages of the Application process will be asked to disclose any previous convictions, which does not automatically exclude your social enterprise being chosen and AMP Foundation's decision-making discretion under clause 3.12 shall apply.

 

2.8 Applicants who have applied for an AMP Foundation Tomorrow Makers SPARK Grant in previous years, but were not successful, are eligible to apply for a Tomorrow Makers SPARK Grant.

 

2.9 Previous AMP Foundation Tomorrow Makers are eligible to apply for a Tomorrow Makers SPARK Grant as long as they are meeting the eligibility criteria in this clause.

 

3. Application Process  

3.1 Applications will be open from 10:00am (AEDT) on Wednesday 11 February 2026 and close at 2:00pm (AEDT) on Wednesday 4 March 2026 (Closing Date).

 

3.2 The AMP Foundation will not accept any Applications submitted after the Closing Date.

 

3.3 You can only apply for a Tomorrow Makers SPARK Grant electronically through the online application form accessed from the AMP Foundation Website. Applications submitted via other means will not be accepted.

 

3.4 Applications can include text and online links that will help the selection panel assess your Application.

 

3.5 Please take care when completing your Application, as incorrect or incomplete Application forms may not be accepted.

 

3.6 Each Applicant may only submit one Application per application period and you cannot change your Application once it has been submitted.

 

3.7 Each Applicant will be provided with a unique Application number once their Application has been submitted. Please keep a copy of this number and include it in all correspondence with the AMP Foundation regarding your application.

 

3.8 You will also be sent a PDF copy of your Application form. We recommend that you save this PDF copy, so you have a record of it.

 

3.9 At any time after you have submitted your Application, we may contact you if we need to clarify or obtain additional information in relation to your Application. We may also contact your referees and we may do a background check to verify any information you have included in your Application form. By submitting your Application form, you consent to allowing us to contact your referees and conduct checks to verify the information contained in your Application form. You may also be required to provide additional information and complete additional forms in order to allow us to conduct our background checks and you agree to do this if requested.

 

3.10 The AMP Foundation team uses a rigorous assessment program over several months to select SPARK Tomorrow Makers. This process includes review of the detailed Application form, phone interviews and potential requests for additional information if required.

 

3.11 Shortlisted Applicants will be notified in April 2026 and asked to present their social enterprise idea to a selection panel in May 2026.

 

3.12 The AMP Foundation selection panel will have absolute discretion in judging all Applications and in deciding the finalists and winners of the Tomorrow Makers SPARK Grants. The selection panel's decision will be final, and no correspondence will be entered into.

 

4. Obligations on SPARK Tomorrow Makers 

Mandatory Program Obligations

4.1 SPARK Tomorrow Makers will be required to attend:  

 

(a) Weekly Cohort Workshops (online) 

(i) Duration: Two Hours (from 12pm – 2pm AEST)

(ii) Dates: Monday 15 June 2026 until Monday 12 October 2026

 

(b) Immersive Session:  

(i) Duration: Two days (two nights)

(ii) Location: Beechworth Victoria

(iii) Date: Monday 6 July (evening) to Wednesday 8 July 2026

Additional funds will be provided to each SPARK Tomorrow Maker for travel expenses. The funds are to be used to cover travel based on the AMP Foundation Travel Guidelines (see clause 4.2).

 

(c) Tomorrow Makers SPARK Showcase:  

(i) Location: Sydney  

(ii) Dates: Tuesday 27 October 2026 (half day immersive session) and Wednesday 28 October 2026 (day and evening)

Additional funds will be provided to each Tomorrow Maker for travel and accommodation expenses. The funds are to be used to cover travel based on the AMP Foundation Travel Guidelines (see clause 4.2).

 

AMP Foundation Travel Guidelines

4.2 SPARK Tomorrow Makers will receive additional funding for travel, accommodation and meals:

(a) WA and NT residents will receive a total of up to $3,000;  

(b) Metro Sydney residents will receive a total of up to $900;  

(c) All other Australian residents will receive a total of up to $2,000.

In a team situation, if the second person wishes to travel to attend the Immersive Session or the Tomorrow Makers SPARK Showcase then the Tomorrow Makers SPARK Grant Funds may be used.

 

4.3 Funds for travel, accommodation and meals must be spent in accordance with the following guidelines:

(a) Bookings: SPARK Tomorrow Makers must book their own travel;

(b) Transport: Airport transfers, taxis, train and ride sharing costs to and from;

(i) Residence to airport; and

(ii) Airport to destination.

(c) Air: Airfares must be economy class.

(d) Accommodation: Not to exceed $350 per night.

(e) Meals: Not to exceed $100 per day (where meals are not provided).

 

AMP Bank Digital Accounts  

4.4 In the first instance, the Tomorrow Makers SPARK Grant funds (Tomorrow Makers SPARK Grant Funds) will be disbursed directly into an AMP Bank digital account. SPARK Tomorrow Makers must establish a bank account with AMP Bank to be able to receive the Tomorrow Makers SPARK Grant Funds. Exceptions will be considered on a case-by-case basis where a SPARK Tomorrow Maker faces a genuine barrier to opening an AMP Bank digital account.

 

Promotion and Media

4.5 By applying for a Tomorrow Makers SPARK Grant, you agree to participate in promoting your involvement in the Tomorrow Makers SPARK program and the AMP Foundation (including the way in which you use or intend to use your Tomorrow Makers SPARK Grant) for a period of five years from the date of announcement that you have been awarded a Tomorrow Makers SPARK Grant. This may include media interviews organised by the AMP Foundation and the use of your photographs and details of your Application in the AMP Foundation internal and external publications.

 

Social Media Promotion Requirement

4.6 SPARK Tomorrow Makers are required to share a minimum of two posts across the duration of the Tomorrow Makers SPARK program on every social media platform on which they are an active user that features or highlights the Tomorrow Makers SPARK Program.

4.7 Posts must positively highlight your involvement with the Tomorrow Makers SPARK Program, including experiences, insights or benefits.

4.8 Each post must include the official AMP Foundation handle (@AMPFoundation) and at least one relevant hashtag (#TomorrowMakers SPARK).

4.9 Compliance with this Social Media Promotion Requirement is a condition of participation in the Tomorrow Makers SPARK Program. Failure to meet this Social Media Promotion Requirement may result in the suspension of your Tomorrow Makers SPARK Grant or termination of your participation in the Tomorrow Makers SPARK Program.

 

Prior Written Approval for Publicity

4.10 If you are awarded a Tomorrow Makers SPARK Grant, you must:

(a) Not make any press or other release or announcement relating to your Application, the AMP Foundation and Tomorrow Makers without our prior written approval; and

(b) Any use of the AMP Foundation name, logo or association on social media platforms must be in accordance with the social media guidelines outlined below:

(i) Protecting Reputation: You are responsible for ensuring that your social media activities do not harm the reputation of the AMP Foundation or the Tomorrow Makers program. Any content posted should reflect positively on the mission and values of the AMP Foundation;

(ii) Correct Usage: The AMP Foundation name and logo should only be used in a manner that accurately represents your affiliation with the Tomorrow Makers SPARK Program. Any incorrect or misleading usage is strictly prohibited;

(iii) Use of Multimedia: If sharing multimedia content (such as images or videos) related to the Tomorrow Makers SPARK Program, ensure that it aligns with the Tomorrow Makers SPARK Program's purpose and brand guidelines. Obtain necessary permissions for any content that involves third parties;

(iv) Confidentiality: You are expected to maintain confidentiality regarding any non-public information related to the Tomorrow Makers SPARK Program, the AMP Foundation, or Tomorrow Makers. This includes but is not limited to grant details, selection processes and internal communications. Avoid sharing sensitive information on social media platforms;

(v) Disclosure of Affiliation: Clearly disclose your affiliation with the Tomorrow Makers SPARK Program when making any references to it on social media. Use appropriate disclaimers to avoid any confusion about your role, sponsorship, or support from the AMP Foundation;

(vi) Respectful Communication: Maintain a respectful tone in all social media interactions. Refrain from engaging in any form of harassment, discrimination or offensive language. Uphold the values of diversity and inclusion when representing as a SPARK Tomorrow Maker;

(vii) Notification of Changes: You are required to promptly inform the AMP Foundation of any changes to your social media handles, account names, or other identifying information. This ensures that the AMP Foundation is aware of all online channels associated with the Tomorrow Makers SPARK Program;

(viii) Consequences of Violation: This may include the withdrawal of approval, termination of association with the Tomorrow Makers SPARK Program or other appropriate actions as deemed necessary by the AMP Foundation;

(ix) Positive Engagement: Actively engage with social media content in a positive and constructive manner. Encourage discussions that align with the values of the AMP Foundation and contribute to the overall mission of the Tomorrow Makers SPARK Program.

 

Reporting to the AMP Foundation  

4.11 If successful, it is a condition of your Application that you will only use the Tomorrow Makers SPARK Grant for the purpose of
supporting you through the Tomorrow Makers SPARK Program or to develop the Social Enterprise outlined in your Application.

4.12 The AMP Foundation will request evidence that the Tomorrow Makers SPARK Grant Funds have been utilised in pursuit of this purpose. If you cannot, on request, provide written reports of your progress and/or evidence of expenditure within a reasonable time, the AMP Foundation may
ask you to return part or all of your Tomorrow Makers SPARK Grant Funds that have been paid to you.

4.13 For your Tomorrow Makers SPARK Grant reporting requirements:

(a) Please ensure you keep records of your spending (paper receipts or online transaction details for each item); and

(b) Twice a year (usually March and September) we will send you a reporting form to fill in. You need to tell us what you have done to develop your Social Enterprise, the items, or services you have spent the Tomorrow Makers SPARK Grant Funds on and any challenges you have faced or envisage.

 

Financial Advice 

4.14 You must obtain your own advice in relation to the taxation consequences of any payment or receipt of a Tomorrow Makers SPARK Grant.

 

5. Privacy  

5.1 We take your privacy seriously and abide by the Australian Privacy Principles contained in the Privacy Act 1988 (Cth). You information will be collected by the AMP Foundation in order to process your Application (AMP Foundation Grant Process).

5.2 On the Application form you will be asked to consent to the AMP Foundation using and disclosing your personal information for purposes
related to the AMP Foundation Tomorrow Makers Programs and the AMP Foundation, including the AMP Foundation Grant Process and promotional and marketing purposes.

5.3 Your information may be shared with other AMP Foundation related entities and service providers and external subject matter experts in
accordance with the AMP Foundation privacy policy which provides more information about how we use, manage and protect the personal information we hold about individuals. You may locate a copy of our privacy policy at AMP Foundation Privacy Policy.

5.4 On the Application form you will also be asked to consent to us sharing your Application with Impact Boom, the delivery partner of the Tomorrow Makers SPARK Program. Impact Boom will use your information solely to assess the Application and provide the AMP Foundation with a view on its merits.

 

6. Personal Statement

6.1 You will be asked to confirm that you have read and accept the Tomorrow Makers SPARK Grant Terms and Conditions.

By accepting, I acknowledge and agree that:

(a) I am eligible to apply for the Tomorrow Makers SPARK Grant;

(b) The AMP Foundation may use and disclose my personal information in accordance with these Tomorrow Makers SPARK Grant Terms and Conditions;

(c) The AMP Foundation may display and use the information and materials included in my Application, including any photographs, recordings, or images of me, on the AMP Foundation website, AMP Foundation Facebook, Instagram, LinkedIn and Twitter pages, and in any other materials that the AMP Foundation reasonably believes are appropriate for the promotion of the AMP Foundation Tomorrow Makers Programs;

(d) I have been told by my referees that they consent to include their names and contact details in my Application and to being contacted by the AMP Foundation representatives in relation to my Application;

(e) The AMP Foundation may modify the Tomorrow Makers SPARK Grant Terms and Conditions at any time on provision of written notice to me;

(f) The AMP Foundation reserves the right to cancel, suspend or change the Tomorrow Makers SPARK Program by giving you 7 days' written notice; and

(g) The AMP Foundation will not incur any liability, financial or otherwise to me in relation to the conduct of the Tomorrow Makers SPARK Program. The AMP Foundation assumes no obligation to reimburse or in any way compensate me for losses or expenses incurred in connection with my Application for a Tomorrow Makers SPARK Grant or participation in the Tomorrow Makers SPARK Program except to the extent any loss is due to either fraud or negligence by the AMP Foundation.

I acknowledge and agree that if I am awarded a Tomorrow Makers SPARK Grant:

(h) The amount granted to me, and the terms and conditions in relation to the timing and frequency of payment, will be determined by the AMP Foundation in its absolute discretion;

(i) I will enter into a written agreement with the AMP Foundation to confirm my acceptance of the Tomorrow Makers SPARK Grant Terms and Conditions;

(j) I will comply with the Social Media Promotion Requirement set out in clause 4;

(k) I will only use Tomorrow Makers SPARK Grant Funds for the purpose outlined in my Application. I acknowledge that the AMP Foundation will ask successful applicants to report twice a year and provide evidence of expenditure of grant funds (for example in the form of receipts) that prove that Tomorrow Makers SPARK Grant Funds have been incurred as set out in clause 4.11;

(l) Failure to comply or to acquit the Tomorrow Makers SPARK Grant within an agreed period may require repayment to the AMP Foundation of the Tomorrow Makers SPARK Grant Funds paid to me; and

(m) I will be responsible for any and all applicable taxes I may be liable for in relation to receiving a Tomorrow Makers SPARK Grant.

 

7. Parent or Legal Guardian Consent  

7.1 If the Applicant is under the age of 18 at the time of entering the AMP Foundation Grants Process, this parent or legal guardian consent must be completed within the Application form:

I acknowledge and agree that:

(a) I am the Applicant's parent or legal guardian;

(b) I have read and understood the Tomorrow Makers SPARK Grant Terms and Conditions and have discussed these with the Applicant; and

(c) I consent to the Applicant applying for a Tomorrow Makers SPARK Grant on and subject to the Tomorrow Makers SPARK Grant Terms and Conditions.

 

8. Interpretation

8.1 For the purposes of the Tomorrow Makers SPARK Grant Terms and Conditions:

(a) "AMP Group" means AMP Limited (ACN 079 354 519) and any Related Body Corporate from time to time of AMP Limited and their respective Employees.

(b) "Applicant" means the individual applying for a Tomorrow Makers SPARK Grant.

(c) "Application" means the online form used to apply for a Tomorrow Makers SPARK Grant which can be accessed from ampfoundation.com.au.

(d) "Economic Empowerment" means the process of giving individuals, communities and groups the knowledge, skills and resources to make informed decisions and improve their economic well being. It goes beyond just income and includes having access to opportunities, capital and the confidence to influence economic policies and break cycles of disadvantage. For the purpose of this definition, and to be eligible to make an Application, the AMP Foundation will focus on four drivers of Economic Empowerment as follows:

Food Security: Food security exists when every individual has consistent physical, social, and economic access to enough safe, nutritious, and culturally appropriate food. We recognise that providing food security is not only about the availability of food, but also about ensuring it is accessible and affordable to all people, regardless of their circumstances. This includes food that is purchased, donated, or rescued through community programs, delivered in partnerships with food relief organisations, and solutions that prevent food waste. Food security encompasses the dignity of choice, alongside a focus on supporting vulnerable and disadvantaged people. 

Our aim is to contribute to the wellbeing of individuals, families, and communities, helping to reduce hunger, improve health outcomes, and foster social inclusion.

Lifelong Learning: Lifelong learning is a continuous, self-motivated pursuit of knowledge and skills that extends throughout a person’s life. It is about ensuring that everyone has ongoing opportunities to develop the knowledge, skills, and capabilities they need to grow, adapt, and thrive in an ever-changing world. Lifelong learning encompasses formal, non-formal, and informal learning, taking place in diverse settings such as the workplace, community, online platforms, and at home. It empowers individuals to participate fully in their communities and the economy, enhancing their ability to respond to new challenges and opportunities. It supports social inclusion by helping people stay engaged and connected, regardless of their background or stage of life, and promotes personal development, critical thinking, and resilience.

We aim to contribute to a more equitable, innovative, and adaptable society, where everyone can contribute meaningfully and achieve their full potential. 

Financial Inclusion: Financial inclusion means working to ensure that everyone—regardless of their income, background, life circumstances, or level of vulnerability— can fully participate in society and the economy. It means providing the support, education, and resources needed for people to understand and confidently plan for the future and respond to unexpected challenges. Through advocacy, education, and practical support, we aim to help people build the skills, knowledge and resilience necessary for full social and economic participation. Financial inclusion is not just about access - it's about prioritising dignity, empowerment and trust, it’s about giving everyone the opportunity to achieve greater independence and wellbeing, so they can actively participate in their community and pursue their aspirations. 

Our aim is to contribute to a fairer, more inclusive society where no one is left behind. 

A Safe Home: A safe home is a secure, stable, and nurturing environment where every individual feels supported, respected, and free from harm, violence, or discrimination. It provides a foundation for wellbeing by meeting basic human needs such as shelter, warmth, privacy, and personal space. It’s a place where people can rest, recover, and build their lives with dignity. A truly safe home is a space where people can develop positive relationships, express themselves, and feel a genuine sense of belonging and inclusion, regardless of their background or circumstances.

Our aim is to foster hope, resilience, and empowerment, enabling people to pursue education, employment, and personal goals by helping provide this crucial stepping stone for individuals and families to achieve stability, wellbeing, and a brighter tomorrow. 

(e) "Social Enterprise" means a business that's primary focus has a social, cultural or environmental purpose that is described in its constitution and generates revenue from a trade or service, and a percentage of its profit is reinvested into the purpose stated in its constitution.

(f) Any reference to money is to Australian dollars, unless otherwise stated.

(g) "we", "us" and "our" means the AMP Foundation and includes its employees, contractors, and agents.

(h) "you" and "your" means Applicant.